Question 1

What is travel insurance?

Accepted Answer

Travel insurance is a type of insurance which compensates an individual from financial or legal liabilities arising from unforeseen circumstances relating to their travel. While it is not mandatory when travelling to and from Lebanon, it is highly recommended to protect you against huge financial losses – particularly in other jurisdictions.

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Question 2

What types of travel insurance are available in Lebanon?

Accepted Answer

Single trip travel insurance plan: a one-time travel insurance policy specific to one particular destination.Multiple trip travel insurance plan: covers multiple trips to chosen destinations over a long duration (i.e., a year), and generally recommended for frequent travelers. Student travel insurance plan: tailored for students who pursue their education overseas, and usually subject to limits to the duration of their stay. Group travel insurance plan: recommended for individuals travelling in groups to minimize paperwork and standardize coverage. Group plans can be tailored to specific group requirements and are generally subject to maximum limits for the number of passengers.

Question 3

What are the benefits of travel insurance?

Accepted Answer

Protection from substantial financial losses in unforeseen and emergency situations.24-hour assistance on your trips by a team of professionals. Safeguard from financial and legal liabilities in case of loss of documents, flight cancellations, lost baggage, money, or a medical emergency.

Question 4

What is typically covered in a travel insurance policy?

Accepted Answer

Although coverage may vary depending on the insurance company chosen and your requirements, travel insurance policies generally include these coverage areas:Medical-related coverage Accidental deathDental expensesMedical evacuationPermanent disablementEmergency medical expensesHospital daily cash allowanceMedical and body repatriationJourney related coverage Personal liabilityFinancial emergency assistanceFlight delayHijack distress allowanceBaggage-related coverage Loss of baggage and personal documentsLoss of checked-in baggageDelay of checked-in baggage

Question 5

What is typically excluded from a travel insurance policy?

Accepted Answer

Although coverage may vary depending on the insurance company chosen and your requirements, travel insurance policies generally wouldn’t cover the following scenarios:Consumption of intoxicant substancesPre-existing diseasesBreach of lawCosmetic and obesity treatmentSelf-inflicted injury

Question 6

How can ensure the best travel insurance for my needs?

Accepted Answer

Identify the type of coverage: Before finalizing your travel insurance, find out about the coverage type offered by the policy. Find out if the travel insurance plan is primary or secondary. Primary insurance plans cover you out-and-out, while secondary insurance plans provide reimbursements and you are required to pay at the moment. Review the coverage: Compare travel insurance plans online to make the best purchase. One of the best ways to maximize your coverage is to buy travel insurance at least two weeks before you are set to travel. Be thorough with the policy documents: Make sure you are thorough with the policy terms and conditions. Check if the policy has any restrictions based on the destination or activity. Know the claim filing process: Just in case you need to file a claim, get an understanding of the process beforehand. Be transparent about your trip plans and declare everything you plan to carry. This will make the claim filing process easier.

Question 7

How can I renew my travel insurance in Lebanon?

Accepted Answer

Renewing your travel insurance policy online is simple with Compare360 Lebanon. Just add in your passport details and your policy number to make an online payment. You will then receive a soft copy of the policy in your inbox. You can also call us at +961 81 444 360 to get support from our insurance experts every step along the way. In case your travel insurance requirements have changed, our experts can also help you issue a new policy.

Question 8

What is student travel insurance?

Accepted Answer

Student travel insurance is tailored for individuals pursuing their education overseas. In most cases, eligibility criteria for student travel insurance in Lebanon includes specific age brackets (between 16 – 35 years) and academic levels (higher education).

Question 9

What are the benefits of buying student travel insurance?

Accepted Answer

When in a foreign land, the benefits of having a student travel insurance policy. Get worldwide coverage (for countries specified by the insurance provider).Get complete assistance and 24/7 support from our multilingual expert team.Get cover in the event of theft or baggage loss. Some policies also offer cover for compassionate visits. So, if you are hospitalized for more than a particular number of days (which varies by provider and policy), your insurance provider may cover the cost of travel and stay for any one of your immediate family members.

Question 10

What is generally covered in a student travel insurance policy?

Accepted Answer

While cover may vary from one provider and policy type to another, the following components are usually covered in a student travel insurance policy:Medical expenses coverPassport lossDelay/loss of baggageMissed departure or connecting flightTrip delayPersonal liabilityMedical evacuationAccidental death benefitHijack allowanceLoss of laptopCover for accidents and illnessesSponsor protectionStudy interruptionEmergency accommodation benefit

Question 11

What is usually excluded from a student travel insurance policy?

Accepted Answer

Some situations that may not be covered under your student travel insurance policy are:Medical expenses due to pre-existing conditionsMental/ nervous disordersSelf-inflicted injuries or harmTheft or damage of passport due to negligencePartial damage or loss of checked-in baggageExperimental or alternative treatmentsSTDsSituations like war or civil unrest

Question 12

How can I ensure the best student travel insurance policy for my needs?

Accepted Answer

Check the countries included in your policy: ensure coverage does not include your destination country, as there are certain student travel insurance plans that offer cover for only some specific countries.Read carefully through the policy terms and conditions: Make sure you go through the policy documents to know what’s covered and what’s not. Check if the policy has any restrictions based on destinations and activities.Know the claim filing process: Just in case you need to file a claim, you need to know the process. Be transparent about your trip plans and declare everything you plan to carry. This will make the claim filing process easier.

Question 13

How can I get the best value for money for my travel student travel insurance?

Accepted Answer

Compare competitive quotes for student travel insurance policies online with Compare360 Buy an insurance plan as soon as you book your tripAnalyze the risks involved (if any)Opt for the right deductibles

Question 14

How can I renew my student travel insurance in Lebanon?

Accepted Answer

You can renew your student travel insurance policy online with Compare360 easily. Just add your passport details, your policy number to make an online payment. Receive a soft copy of the policy in your inbox. You can also call us at +961 81 444 360 to get support from our insurance experts every step along the way. In case your student travel insurance requirements have changed, our experts can also help you issue a new policy.

Question 15

What is long-term travel insurance?

Accepted Answer

Long-term travel insurance provides cover for your long-term travel plans, whether it is a personal vacation or an extended business trip. Getting long-term travel insurance is not mandatory in Lebanon, but it protects you in unforeseen and emergency situations. Coverage under this type of travel insurance usually extends from one to six months, depending on your travel plans and the type of policy that you choose.

Question 16

If I am going on a lengthy trip, why should I buy long-term travel insurance?

Accepted Answer

The longer your trip, the higher your risk. With long-term travel insurance, you may:  Get worldwide coverage (for countries specified by the insurance provider).Get complete assistance and 24/7 support from our multilingual expert team.Get cover in the event of theft or baggage loss. Get add-on covers at an extra price for better coverage Keep yourself financially protected in case of emergencies.

Question 17

What is generally covered by a long-term travel insurance policy?

Accepted Answer

While cover may vary from one provider and policy type to another, the following components are usually covered in a long-term travel insurance policy:Medical cover: If your regular health insurance doesn’t provide any overseas health cover, you are advised to choose a medical cover for emergencies abroad.Travel protection cover: offers coverage on prepaid air tickets, delayed flights, or missed connecting flightsEmergency evacuation: covers damage caused due to your expedition in distant and isolated lands in case of an emergency evacuation.Baggage protection: cover for your lost or delayed baggageAccidental death and dismemberment: cover any accidental deaths or any serious physical damages caused in a foreign land. Before buying travel insurance with this coverage, check if your destination is listed with the insurer for this type of protection.

Question 18

What is usually excluded from a long-term travel insurance policy?

Accepted Answer

Some situations that may not be covered under your travel insurance policy are:Incidents caused by the use of drugs or alcoholOngoing treatment at homeSome pre-existing conditions (especially those that are not stable and controlled)Trip cancellations due to fear of flying or change of plans Non-emergency treatment that can wait until you return home

Question 19

How can I ensure the best travel insurance policy for my needs?

Accepted Answer

Check the countries included in your policy: ensure coverage does not include your destination country, as there are certain long-term travel insurance plans that offer cover for only some specific countries.Read carefully through the policy terms and conditions: Make sure you go through the policy documents to know what’s covered and what’s not. Check if the policy has any restrictions based on destinations and activities.Know the claim filing process: Just in case you need to file a claim, you need to know the process. Be transparent about your trip plans and declare everything you plan to carry. This will make the claim filing process easier.

Question 20

How can I renew my long-term travel insurance policy in Lebanon?

Accepted Answer

You can renew your long-term travel insurance policy online with Compare360 Lebanon easily. Just add in your passport details and your policy number to make an online payment. You will then receive a soft copy of the policy in your inbox. You can also call us at +961 81 444 360 to get support from our insurance experts every step along the way. In case your travel insurance requirements have changed, our experts can also help you issue a new policy.

Travel Insurance

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