Question 1

What is generally covered in a health insurance policy in Lebanon?

Accepted Answer

A typical health insurance policy in Lebanon usually covers:

Hospitalization: Cover for in-patient hospital stays, including room charges, surgical procedures, and medical treatments.
Outpatient care: Cover for visit to doctors and specialists, outpatient clinics for consultation, and diagnostic tests.
Prescription medications: Cover for prescribed medications that are necessary for the treatment of any illness or injury.
Emergency medical treatment: Cover for emergency medical care including ambulance, emergency room visits, and urgent medical treatments.
Preventive care: Cover for routine preventive services like vaccinations, health screenings, and annual check-ups.
Mental health care: Cover for mental health consultations with specialists, therapy sessions, and treatment for mental illness.
Maternity and newborn care: Cover for prenatal and postnatal care, childbirth, and related services for expecting mothers – with some plans also including newborn care.

Keep in mind that each insurance policy has its own specific inclusions and exclusions, so go through the policy document carefully to know all the details.

Question 2

What is usually excluded from a health insurance policy in Lebanon?

Accepted Answer

Exclusions in health insurance can vary from one insurance provider to another in Lebanon. Common exclusions include:Dental and eye care: Basic dental and eye care, like routine check-ups, teeth cleaning, and eyeglasses prescription is not covered. However, some plans offer optional add-ons for dental and eye care.Cosmetic procedures: Elective or cosmetic procedures like plastic surgery or other non-medically necessary surgeries.Pre-existing conditions: Many health insurance policies have a waiting period for pre-existing conditions. This means they do not cover the expenses related to any health condition that existed before the start of the policy.War and terrorism: Expenses related to injuries or illnesses resulting from wars, acts of terrorism, or civil unrest. Self-inflicted injuries or self-harm: Treatment for injuries that are intentionally self-inflicted or resulting from illegal activities.Substance abuse and mental health conditions: Substance abuse is not covered and certain mental health conditions may have a waiting period. Alternative and complementary therapies: Cover for alternative treatments like naturopathy, acupressure, and acupuncture.

Question 3

What documents do I need to buy health insurance in Lebanon?

Accepted Answer

While documentation may vary from provider to provider, the following documents may be required to obtain a health insurance policy in Lebanon:Complete application formProof of identity (Passport or National ID)Medical historyProof of employment or sponsorshipProof of residenceMedical examination reportsVisa or work permit

Question 4

How can I renew my health insurance in Lebanon?

Accepted Answer

Renewing your health insurance policy online in Lebanon is simple with Compare360 Lebanon. Just add in passport number, your policy number, and any other required details to make an online payment. You will receive a soft copy of the policy in your inbox. You can also call us at +961 81 444 360 to get support from our insurance experts every step along the way. In case your health insurance requirements have changed, our experts can also help you issue a new policy.

Health Insurance

Frequently asked questions